The Customer will enter in their check information including the check number to the iSmartCheck™ system intergrated with their merchant.
The iSmartCheck™ processing system will send this directly to our corresponding bank that will instantly access the US Federal Reserve. Simultaneously, the system will check the negative database for bad checks and will verify the customer's account.
Upon verification, the money will be sent back to iSmartCheck's™ bank and then to the merchants bank account.
Typically, this whole process occurs in less than one day. At this point, the customer will instantly receive the products and or services provided.
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