Payment Processing Done Better

iSmartCheck™ is an electronic check processor that provides a better alternative to expensive credit card charges. Our conversion rates are better and our fees are lower. Bottom line is that you will make more money. 

A recent Federal Reserve Board Study said that Checks processed numbered $31.6 trillion vs. Credit Cards at $1.9 trillion, debit cards at $1.5 trillion, and prepaid cards at $0.1 trillion

While ACH growth is strong and most ACH volume is converted checks,  45% of checks cannot be converted to ACH.

In 2009, well over 70 million consumers did not have an active, general-purpose bank issued credit card. During the course of one year, more than 8 million additional consumers joined these ranks, making it one of the fastest growing consumer segments.

Consumers who do not have or use bank-issued, general purpose credit cards still have a need for other payment vehicles.

That's where we step in with our Check 21 solution.

We can debit 100% of USA bank accounts!

Remember, checks still dominate, electronic payments are preferred, and the market is growing for electronic checks.

Our Check 21 solution offers the fastest, safest and most cost effective way to process electronic payments from an expanding customer base, and is experiencing rapid growth in the growing eCommerce and Payments industries.