iSmartCheck™ Guaranteed Transactions


Full liability coverage is available at a premium to approved customers for all approved transactions - merchant is reimbursed 100% of the value of returned checks, usually within a few days.

Features


• Automated online check authorization with full payment warranty


• Checks are typically approved in 1 to 3 seconds*

(*Subject to underwriting and risk level)


• Maximizes transaction approvals - mitigates false positives & negatives


• Check approval rates average 90%+ with many merchants exceeding 95%


• Full liability coverage for all approved transactions - merchant is reimbursed 100% of the value of returned checks, usually within 5 days


• No additional fraud screening required


• No warranty fees on declined checks


• Provides guaranteed e-check transactions at rates lower than non-guaranteed card rates


Please contact us for more information


Guaranteed Online Checks